The Casualty portfolio underwritten by Dale Underwriting Partners is highly diverse, containing a broad array of products and contract structures, predominantly in North America. We are regularly consulted on contract structures and considered a “quoting market” in these lines. The main areas of focus are as follows:
One of the key areas of business is Medical Malpractice in the United States and throughout the world. The Syndicate employs recognised lead underwriting and claims management expertise with long established relationships with clients and brokers in this sector. Our Syndicate has been instrumental in developing new contract structures, tailored to address clients’ needs and offering excellent protection against adverse claims trends. We provide reinsurance coverage on a variety of structures to a wide range of medical professional liability insurers, from the smallest (including new ventures) to the larger entities such as mutuals, captives, reciprocals, exchanges, trusts, stock companies, private companies and risk retention groups.
Our Syndicate also writes a portfolio of allied healthcare, long term care and life sciences typically through highly experienced and trusted MGA or MGU relationships.
The Professional Liability portfolio consists of a mixture of excess of loss reinsurance and insurance business written under binding authorities. The reinsurance account is focussed on profession-specific specialty insurers, such as lawyers, architects and engineers and the insurance account contains a wide range of professions, including miscellaneous, relatively innocuous professions from a liability standpoint. We write some not for profit or private company management liability business, but are not a market for publicly traded/commercial directors & officers business.
The General Liability business written is also highly diverse. Consistent with the medical malpractice account, it contains insurance and reinsurance business in a variety of contract structures. The Insurance business tends to be focussed on small businesses buying primary limits of coverage, written through experienced and trusted MGAs and MGUs and would include contractors liability, employment practices liability, legal expenses and commercial general liability. The Reinsurance business includes a range of contract structures tailored to clients’ needs to provide per risk and/or event style reinsurance, again from small to large insurers, as detailed above.
Reinsurance cover for United States Workmen’s Compensation business is written on a “per person” exposed basis and to protect insurers from catastrophic events, including terrorism.